I'm not sure why they combined them into one big list.

The big financing questions remain: How long after my first rent checks were deposited would a bank be willing to refinance my mortgage + my construction loan(s) (combined total of $1.15 million)? 

So if we pledge $2M in equity across guarantors on our combined PFS it would limit the size of the loan to the same amount, which honestly makes sense. 

On the bright side, you're noticing this at 23 instead of going through 5,10,20 yrs without fulfillment.As far as strategies are concerned, I'd recommend the House-hack strategy, BRRRR strategy, or a combination of the two.Given that NYC is an expensive market with high rents, many folks choose the house-hack strategy where they can:- significantly lower their current living costs - get into their first deal with as little as 3-3.5% down- occupy 1 of the property's units for 1-2 years- gain acquisition, project management, and property management experience- refinance and move onto the next property and begin cashflowing on property #1- rinse and repeatI hope this helps...Best of luck to you moving forward!

High equity, absentee and vacancies are very common and everyone mails them.Maybe go to a local courthouse to pull recent divorce filings or eviction filings to target what may be tired landlords, though for all I know you can buy those lists as well.Let me add to this handsome feller's response.You should look into SEO leads.There is nothing better than a lead that is eagerly wanting to sell to YOU... so much so that they are the ones looking for you instead of you looking for them.People chase me, hunt me and harass me non-stop to please come by and make them an offer.Those leads are called inbound leads, and when you get these you will be shocked how different it all is compared to outbound leads. 

Read up on it at their site.I have found that a SimpliSafe system set up alongside an 8-camera Night Owl video surveillance setup is the ultimate unbeatable combination for vacant properties in rough neighborhoods. i have repeatedly been surprised by how much value I've gotten out of my money.

I've also used a combination of HELOC and cash on subsequent BRRRRs.A HELOC is a great option imo and is likely going to be your second least expensive option because of its low rates and interest only payments.

This will likely keep interest rates lower, for longer, resulting in more attractive financing terms and more buyer demand (which, combined with supply constraints, generally means higher prices). 

It should take new lender expert two days to get you looking like the Magna Carta and Annie Murphy combined (legal perfect and gorgeous) yes the file needs to all be a perfect story.

There's an attorney in Orlando who has a great website devoted to this exact topic that is a must-read: https://www.richardhornsby.com/crimes/regulatory/u...It states: "In Florida, it is unlawful to engage in the following real estate related activities for compensation without possessing a real estate broker's license or sales associate license.Advertising or marketing another person's timeshare or property for compensation.Auctioning or attempting to auction another person's property for compensation.Buying or attempting to buy real estate on behalf of another person for compensation.Listing another person's timeshare or property for compensation.Operating as a real estate broker or sales associate without a license.Renting, leasing, or attempting to rent or lease real estate on behalf of another person for compensation...The crime of Unlicensed Practice of Real Estate is a Third Degree Felony and assigned a Level 1 offense severity ranking under Florida’s Criminal Punishment Code.If convicted of Unlicensed Practice of Real Estate in Florida, a judge can impose any combination of the following penalties:Up to five (5) years in prison.Up to five (5) years of probation.Up to $5,000 in fines."