The capacity to pay the loan is at the top of the list of requirements, but it's not going to be a loan program with verifications of a borrower's income and qualify.Let's assume the property passes the collateral requirements.There is an old saying that you can get a loan if you can prove you don't need it, in other words there just isn't any way the repayment would not be made, few will meet that test.As to LTV, it is generally 20% or 25% down, at that amount many lenders may want 30% down, that might be had with a combined loan to value meaning a seller could carry back 15% (20%), buyer has 10% down and finance 75% (70%).

How did you campaign work out?

There are discounted notes , performing notes, non-performing, etc.Some buy just for the stream of income and others want the payoff on the back end and others want a little bit of both.Your capacity and capital to start with will determine what kind of notes to go after. if you have limited capital and only buy a few notes a year you will not be looking at a bunch of bulk stuff because usually they banks will not let people cherry pick and you have to take the good with the bad and average it out so that in the end you come put ahead.

Mentioning good or bad experiences with life or real estate is fine but you can still say it in a tasteful, positive, and non-offensive way.If you can't do that or control yourself it's a good bet you probably will not be sticking around this forum for too long in any capacity.

I have work out loan mods for distressed home owners as well as investors who had rental properties. it is not unusual for a lender to put the arrears back into a mortgage and lower the interest rate on the note.

I don't feel like I can build that team before I have the real capacity to do a deal.

The Buyer asks the Listing Agent to work for them for free in a non-agency capacity.

Researching other countries is no different to researching the general real-estate sector for non real-estate investors, researching the stock market for non-stock market experienced newbies, or researching Lithuanian cabinet making for anyone but a third generation Lithuanian cabinet maker - if you've got the brains to workout how to invest in real estate successfully in the first place, you've got the brains to learn how to do it anywhere in the world - it takes a whole lot of reading, networking, common sense and Internet/spreadsheet skills.

I'm not really sure what is meant by the *real* in "real profit," but if it means the money making money then the person sourcing the deals needs to account for their time in some capacity when calculating profits.

Real estate is valued at cost initially and then market value. the trustees or custodians will have this requirement acting in that capacity, that's why it's sometimes hard to find a trustee or custodian who will have RE in a portfolio, it's the valuation of the asset issue.