I'm not defending the HOA but I'll bet the reason youre not getting services you normally are provided with is because there are a ton of owners either walking away, being foreclosed up etc who are just not paying dues.

Just start out hiring one person, have that person make a certain amount of calls for, a certain amount of time (obviously your decision) Best case scenario - you'll get a ton of deals and learn all the rights and wrongs of what to say on the phone.

- You made a ton of money flipping in 2004 and 2005.

Thanks for your input guys, but neither of you answered the question, which was not a "trick" question Dan.I often am asked by new investors if they should use the services of attorneys, CPAs, etc. or go at it alone until they make enough $ to afford them.That is the common question, not how much financial planners make. the FP was just one of many professional which a person can utilize, I was not specifically referring to them.Any real thoughts on how YOU would answer this question if asked of you by a new investor?

The only hurdle is finding the ability to utilize leverage.

Basically neighborhoods that you and I would not be afraid to live in at one point and time in our lives.

There are a ton of nay sayers out there.

Our landlord pays a portion of the utilities, we've viewed the bills and the usage has been cut in half since we've moved in.

I track a ton of properties and watch the drops to see the pattern etc. before making a move.

The day is fast approaching that we stand in unison and declare the end of the Federal Reserve System.You have the power to make it happen, sitting back and watching as your countrymen take to the streets to confront the beast is not an option.Your republic needs you now more than ever to join us at one of the Federal Reserve locations to make the call for the return of sound money for America.Join your local group by logging in and clicking this link: http://restoretherepublic.net/user_group_browse.php?