I too credit Rich Dad Poor Dad for my start in real estate.

Here's a quote: "In an interview with CNBC, Kevin Watters, CEO of Mortgage Banking for Chase, said '...you're trying to make sure you abide by all these different rules, and it just gets very complicated, very expensive, so for us in FHA, we've priced FHA for the risk we see in FHA, and so we've got a higher price than other people so customers are going to other places.'"

And having the ability to lengthen your mortgage just looks like an excuse to justify seemingly poor investment returns.

I love marketing as well as crunching numbers; we'd like to bring our passion for customer service to this endeavor as well. 

I see it as a little bit of a bonus because a lot of times, it's customer service that keeps the tenants wanting to stay.

Small town feel close to urban areas.The issues are very few jobs, not many commute to Vancouver/Portland, the water quality has issues, school and hospital quality is poor, HIGH poverty rates, and a general apathy about improving/changing the city.  

i don't know your personal story, but based on your message, I worry that if you got a HELOC for an investment, that you would be cash-poor.  

Both of those have EXCELLENT customer service and super cheap options.  

I agree  plus  the  service  should  be  unbiased and  give  no  right or  wrong opinion  just cold  hard  facts  that  are  based  on pure math that  the  client  or  customer  would  take  and  run with.  

I get sucked into this about once every 2 or 3 years.I have yet to have it work out and it usually ends up very poorly.