Where are the jobs, growing industry or contracting? 

the building can be a retail or industrial.

my advise you seem very unsure of what direction you are going and it sounds like you have more to learn in the industry, I would act very quickly to hire a competent contractor "I did not say expensive " and get all four units rented you should not live there just a quality of life thing this project will start to take a toll on you, after all units are rented get an appraisal of the property and then have a broker give you a cost annalist cost vs higher rent if you push the quality of build out to increase rent, if the money says that is the way to go use your cash flow and finish project, otherwise sell the project or collect rents, the key is to rent out unitsgood luck

@Delon Hall I would defiantly recommend checking out our local REIA meet up groups as they provide for a great way to network with professionals in the industry. 

that was quite accurate depiction of some of the bad players in the industry through those troubling times.I know even before the melt down when I was super active in courthouse steps buying.I dealt with personally the trustor that swore up and down they made a payment they are being screwed. etc etc... was some tough situations.I had one attempted suicide and one that was successful .. was not for the faint of heart.

It is a great way to break into the industry.

I have been through this many times.I have found a company specifically focused on the commercial real estate industry I have started to use with good results so far.The other VA's in another county are unstable due to political and climate issues.

That will send the cost of hard assets through the roof and kill the service industry. 

I've read numerous books on the industry because it has always been an interest of mine, which is how I eventually stumbled onto BP.

Owner occupied multi's are a great way to get started in the rental industry.