Can you explain?

If they do have seasoning requirements call the lender and explain the transaction, you never know they might let you slide if you actually close then resell instead of just assigning the contract. 

I could probably just make up a plan, but I'm not sure how to explain it to friends and family that wouldn't sound complicated.

I don't hide that & I explain what that means.

Dan M just put together a HUGE thread that explains the entire process here.https://www.biggerpockets.com/forums/20/topics/395837-how-to-buy-a-tax-deed-at-the-fulton-county-tax-sale-atlanta-ga

I can tell help explain the benefits and drawbacks of OPM vs cash etc. 

We started talking with our previous loan broker, and he said we should call our loan servicer, explain our situation, and ask for an exception.

He explained that if his buyer did not perform all the proceeds go directly to the company lawyers and that they did not receive any.

Greg Rand, CEO of OwnAmerica, a broker in the single-family residential space, explained that in NAR’s quest to protect homebuyers, it forgot another important housing secgment – renters.

Go the local building department, introduce yourself, and explain the situation to them; ask them if they have a check list or something for you to go off of.