Please note that specific information such as the property address and names of those directly or indirectly involved in this particular real estate transaction were intentionally omitted to maintain confidentiality given delicate subject matter of/affecting health, life and safety.IntroductionHaving provided carbon monoxide (CO) testing of gas utilization equipment for well over ten years during the 1980's and 1990's in addition to having learned about the production, mitigation, prevention, testing, and harmful effects of elevated levels of carbon monoxide due to incomplete combustion of natural gas utilization equipment from a recognized leader/foremost authority on carbon monoxide testing in the industry by the name of Jim Davis—senior carbon monoxide/combustion trainer and consultant for the National Comfort Institute (NCI), who began traveling the country during the 80's and 90's conducting carbon monoxide training seminars for building and HVAC contractors, building inspectors, utility companies and virtually anyone interested in learning about carbon monoxide testing and proven methods to mitigate and prevent gas utilization equipment from producing elevated levels of carbon monoxide in flue gas known to cause CO poisoning—has without a doubt proven invaluable in heightening my awareness of conditions conducive to/indicative of incomplete combustion known to result in elevated/unsafe levels of CO in flue gas.

A lot of forum members are very knowledgeable in their respective fields related to real estate investing, whether that is real estate sales, wholesaling, flipping, rentals, lending, self-directed IRA and Solo 401k investing, or tax and legal guidance.Discounts on some products and services are offered to BP members: https://www.biggerpockets.com/perks/proIf you haven’t been to it already, you might want to check out the BP blog: https://www.biggerpockets.com/blog/The site has quite a few tools that can be helpful for new members.

Then use a Fannie or Freddie product that requires a little more down, but still owner occupied so you have to live in it. 

If I had to prognosticate, I'd say we'll likely stay in the current policy posture in San Diego unless data indicates transmission rates aren't stabilizing as expected. 

@Kyle EdenThere are a lot of products for refinishing concrete surfaces.

USDA offers amazing loan products for certain areas for certain types of properties, might be worth checking their website.

Down side is it's a variable rate product which is tied to the Prime Index. 

the product you are looking for is currently not funding, I have talked to a few lenders that have said maybe in 2 weeks they can start, but right now all those loans are cut-off

@Mike Marino it does depend somewhat on the loan product but yes, your finances and credit will matter to the bank on a BRRR refi, the amount it matters varies but it always matters some.  

With this in mind, I think best case scenario is that our rental market plateaus for the remainder of the year as we re-stabilize which is a huge departure from the 5-6% rent growth previously forecast for our market in 2020.On the positive side, the industry has been forced to depend on virtual leasing which is already yielding surprisingly positive results.