But not major inflation as production capacity far outweighs the actual production currently as most factories are working at only about 50-60% capacity depending upon who you believe.If actual demand increases the production can be increased accordingly, thereby keeping the supply ahead of demand and prices relatively stable with the possible exception of any necessary (law or otherwise) wage increases.

Should I Just go ahead and use regular mortar and tile over the floor?

We are not looking to reinvent any wheels here, just do our best job and get on with it.I said I'd make it short, sorry, that didn't happen did it :)Also, I really hope I didn't sound too arrogant, that wasn't my intention and if a HML guy wants to step up, go ahead but please, don't try to hide anything because I'm going to ask for a break down of every single dime during the course of the loan.I'll go now, thanks guys.Mark

i am NOT exspecting the tucson market to shoot up again. i only exspect it to stabilize (i.e. reasonable days on market with a reasonable asking cost= sale when we need it to in the next 2ish years) i've been looking in the east, central and some south and have looked at well over 60 homes in the last week. mostly with kids in tow. so far the 3-4 homes that we've seriously considered have been a lennar home (brand new on valencia/alvernon), 2 on swan/22nd area and one in the irvington/kold area. we submitted an offer yesterday on a valentine st. prop but it was counteroffered and the offer we put in was our max. price so that one wasn't doable. we are submitting another offer tomorrow on a 27th st. home thats fairly nice and hopeing to get it for $146k w/all fees paid, no money down. unfortuneatly the military takes care of us but its a really hard challenge to get ahead on one income and no way to (realisticly) earn extra income. which is why everyone should support military discounts!!

Second mortgage holders have very little leverage and if the first forecloses the second is likely to have a total loss.But to make things more murky what if Aunty only wants to see me get ahead and is really taking on a 20% interest (her cash contribution) to the home?

Never look back and never look ahead”In many ways owning and running a business is like competing in a professional sport.

i'd never get anything other than a 30 year loan. it not only gives me the flexibility to pay smaller payments if i want to, but extends my deductions for 30 years. in addition, if anyone tries to sue me for the house, "go ahead, take it. it has a 22 year loan left on it. start paying". lol

@Daniel Ryu - Yes, I am so excited for the years ahead.

It may be that the landlord requires that they approve any work ahead of time, so there would be a link for them to follow to digitally approve the vendor or job ahead of time.This is one of those topics I have had bouncing around in my head for a long time - and one that could really use some effective software support.Cheers,Robert

The rest consider her offers, if it is something you feel reasonable and you want to do it, then go ahead.