@Chris Bisaillon of all the national lenders I've seen investors work with Aaron Chapman with Security National Mortgage Company has the most competitive rates and actually meets timelines.

If it hasn't redeemed in the allotted timeline you can either walk away and cut your losses or proceed with foreclosure to secure your investment.  

Navy FCU was not offering a HELOC secured against an investment property (i.e. non-owner occupied), neither Wells Fargo nor the several small credit unions I called were "doing investment HELOCS right now".Details:  3/2 SFR.  

Market value is determined by the type of property and then by one (or more) appraisal methods. 

Hard Money - I was told by the real state agent that he can assist with lining up hard money lenders to at least 'secure' the deal.

I guess different valuation methods for originators, lenders and servicers.

I’ve been obsessed with learning all of the basics and the different methods to being successful in this business.

@Donald Walker Those two methods of RE are two completely different worlds!  

I’m fairly new to investing and pursuing deals using the BRRRR method.

In my 40 years plus in this business I have one blemish and that was when my securities attorney told me I was fine.. and the State said I was not.. they argued .. and unless I wanted to spend 100 to 200k going to law review court..