I have the following choices. 1. move to Philly and buy a 2 or 3 unit property to house hack with the hope of getting 4-6% cocr after one year living in one of the units. 
2. purchase a townhome in Philly and airbnb it 
3. purchase a single family house and rent out the rooms in Philly. 


It is your choice as to whether you want it to earn it's keep or not.Trust me when I say no one cares what YOU do with it.

If you are working with a solid contractor and you are paying for materials, they shouldn't be making poor choices on materials.

Figure u have Minnesotan connection or it wouldn’t be my first choice to invest out of state.

If you have a choice to make their lives safer you should take it. 

It’s a personal choice if not regulated by your state or city.  

I had no choice but to start with seller financing & rehabbing my way to a higher appraisal & hopefully a refi.It was not unusual to have several properties maxed out as were my credit cards & I had to rent rooms in all to survive.

Same goes for a nice plastic tub surround vs tile (like a high-quality one-piece insert, not some crap piece-mail glue-on).The good news is, there are sooo many choices.

We had no choice, but you do.

But i don’t really know where to start, my financial status is not good, and in my earlier years didn’t make many great choices when it came to my credit.Is there any words of advice anyone would like to pass down to get me started on my real estate journey???