Then, refi using a conventional mortgage?

If there is no sale we'll be looking for the largest box we can find to live in as there is no way (that I know of) to get enough funds to buy a home on the other end; we qualify for about $40k under our current circumstances as I am carrying a lot of debt from business charges on credit cards for our start-up business which has not started to pay me back for anything to this point.

In my area threy charge $300-500.

The Local Law has since changed, and the last evictiion I did there, the sheriff hired the movers, loaded the stuff, and took it to storage, where it was later sold after further notices, at additional cost to the landlord, and charged to the tenant.

I have mentioned this deal before: Neighbor needs cash flow, her home is paid for but a reverse mortgage for her small home doesn't give her enough income nor is it worth while with all of the expenses related to doing it conventionally.

Are you collecting late fees and all the associated charges for their late payments?

Don't assume they're ATM charges etc.

If you want to follow the news about the investment banks and any new losses being reported just check one of three websites. 1 charges and the other two are more or less free.ft.com - Financial Timeswsj.com - Wall Street Journalnytimes.com - New York TimesCurrent financial news and good commentary as to the facts and meaning vs. the spin sometimes found in the more local press which is too far away from the investment banking business.

the broker will be in tune w/what's going on right now and will give you the generic info you need w/out running your credit/charging anything.

Do you have a standard cleaning charge in your lease?