He MAY be able to charge you for the plumbing calls though!

However, if you're pretty sure the owner's in "trouble" try to determine her "zero out" price on the house, when you view the property look on all closet shelves and kitchen drawers to see how many late notices from the light company, cable company, Sears, Master Charge etc are sitting around.

They charge accordingly, but are worth it for sticky situations!

Hopefully he doesn't need conventional financing or has the 20% down to finance the property since the insurance companies aren't writing insurance for rental properties in Florida--PMI for one.

I would include the fact that you are NOT a Realtor and that you will not charge them any fees or commissions to sell their house.

Any help needed.Use hard money, private money, or your own funds to purchase then use a conventional lender to pay off the existing loan or get your cash back.

I use the online service of the USPS to send them.They charge me a printing and production cost of $.43/card to print, address and mail the cards.

If you're getting a conventional loan with a decent down payment, your points and money cost will be less.

The agent will not charge you a penny as the buyer.

From my experience, the EMD is not as important in a short sale as it is during a conventional sale.