By the way these contracts are structured, they are incentivized to lease to bad tenants.

I'm sorry but I fully disagree with most of your premise.You say deadlines are deadlines, but then say that "too bad for them I was late and they get nothing".

I have owned and rented a house in OR and didn’t have a bad experience.

I know this will be my next level RE education, but regardless of that, how good/bad is this deal? 

Or any similar experiences good or bad?

I always appeal if they clearly make a bad decision and sometimes they give in.  

Have a bad contractor, your sunk.

While no one ever need to enroll in one of these programs in order to get a deal funded through our various loan programs, obtaining the type of funding that we provide for those with no experience, those with bad credit or those with little capital and looking for as little cash to close as possible is difficult without access to the tools and resources that are based upon the lending criteria specific to those loans.

Now Miami is Tower Grove "far" south, but still not a bad area.

I have also read a bunch of articles online that have spotlighted the bad side of Airbnb homes here in the valley.