Ah the age old commission split question.  

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You have your whole working life, then retirement, then old age care...

I am nervous about my age.  

If she is specifically named as a beneficiary (as opposed to being named indirectly via a trust), she would be able to use her age when factoring the required distributions that must be taken from the account each year.  

The fact that your thinking about it at such an early age definitely says something.

She has been in the same condo since new the place was built in 1971 .Total complex has about 500 units ,an 18 hole PGA Golf course and a Marina with access to Gulf Bay .Say what you will about " God's Waiting Room " but if I had to venture a guess I would say the average age here is 65 + and counting lol!!

Infuriating because we live in the Information Age.

You want to have several options.You need to target a different age of homes.

Now I realize that 20 years of age is not when most people start investing in real estate, or anything for that matter but I believe in getting ahead in the game.