I'm going to consider myself uniquely qualified to answer your concerns.1) I am currently active duty military2) I am an active in REI3) Prior to being active duty I had a successful career in the 'rag' trade working for some of the best brands in the business ie Burberry and Bergdorf Goodman.4) I was raised in my parents dress/suit factoryFirst, none of the deals in REI I have made required me to be in suit.

Each property is unique and must be valued on condition and after rehab value.I know this is alot, but it is the truth.  

While there are no common rules for which constitutes "too large" of a concession/credit, our experience has been if you are north of 10 - 12(ish)% of the purchase price, the lender is more apt to:order a new appraisal on the property (as something was obviously incorrect with the old appraisal); underwrite the lower (after credits), value of the property; or walk away.We had a concession of 18% on one purchase, but it was a unique situation involving a discovery late in the Closing process and it took a lot of phone time with the lender, who in the end withheld a portion of the mortgage funds (almost like a construction draw) until the required remediation had been affected.While there are legal and process differences, in a real estate transaction, between Québec and the rest of Canada (RoC), finance regulation is predominately federal and has little variation across the country.

@Tami Brooks  if that's the case the lots have Zero value they only have value to a neighbor to add to their holdings.I just went through that in sacarmento... it killed me but I had an extra lot on a rehab I did I toyed with putting a MH on it.. but building it out the homes sell for less than replacement cost ... so land has zero value.I sold the lot on terms to the only person who would see value and that is the folks I sold my rehabbed home to.. they paid me 15k and I had to finance it long term.. but I got the lot with zero cost as I made profit on the rehab .. so not the end of the world but long story short lots in areas with under 100k housing have zero value.think of much of the mid west and any other areas of the country were homes sell for under 100k in those markets the ONLY one who buys vacant lots are habitat for humans ,, churchs, or if some one is doing a land assemblage for a new bigger redevelopment.

Appreciation is nice, but cash every month fuels expansion, property improvements, or fun toys you want to buy :)Cash is SO important, because any additional lending will require 2 years of aged income before they start counting it, but the debt is counted right away.

Trade it for a bunch of Classic Star Wars toys which should increase in value after DecemberHopefully of course!!

Hi folks,I had a very unique situation happen to me and truthfully, I'm unsure where to take it next.3 years ago, in October of 2012, I bought a duplex in South Linden (bad area) of Columbus, Ohio for $16,000 cash.

Nice landscaping is really unique to each property.

$$$$Your signature should be more than a door color, doors can be painted and your identification or brand is lost.Quality builders leave a trademark, a feature that is unique to them inside and out.Not only can real estate pros, like agents and appraisers spot branding but many in the general public recognize it as well.

The owner-occ rent control exemption on triplexes in Oakland gives you a unique opportunity to reposition this property to increase value, IMHO. 2: Does anyone else own property in West Oakland?