Some roofers might be looking for work now, next year they could be busy, so the cost will be more.Oil prices are going up, products made from oil base materials will go up, shingles are one of those products.

Sheet goods is a generic term for sheet vinyl and similar products.

I consulted on a product to assist hedge funds and other large investors to manage their large rental portfolios when they were buying "books by the yard."

In the disclosure, the line that reads "Substances, materials or products which may be environmental hazards . . ."

The vinyl planking products I've used are all thicker and harder than sheet goods.

There is an old rule in finance, never finance a long term asset with short term financing.Lines of credit, or HELOCs are short term financing products, interest can adjust quickly, they can all be terminated at-will by the lender, they can be called due, many have terms that relate to your outstanding credit balances, as you take on more credit they see a higher risk and can increase your rate, cut you off or call it payable.Another issue with small investors, a HELOC or LOC that you draw funds on within 6 months can put you in a position of being underwritten as a cash out refinance instead of a straight refinance on a no cash out basis.

New product in the area with same square footage is selling at $450,000 and up.

I called and asked, and the rep from GP said I can not use the product in mobile homes because a mobile home is too much of a confined space and there is too much formaldehyde out gassing.

Pictures don't do justice to what the place really looks and smells like.I am looking forward to the end product and I think the transformation is going to be unbelievable for this one.

Though, arguing is counter productive, all responses have been passionate and I'll take answers how chance and reason present them to me.Let's be kinder?