Here is my question.I am pretty well versed in the art of the double close as well as the assignment of contracts but in this day of ever so quickly changing rule/laws/regulations I have found it tougher to find lenders willing to offer financing to my end buyer.

Regulators are really toughening up on the LTV ratios now that bank lend on.

I am in the state of California but I am a newbie so I do not know if there are regulations regarding dual agency.

My understanding from real estate agent training (I'm still a student) the RESPA regulations were set forth to prohibit fees/referral fees to protect consumers.

I might have to spend the time to look into california's landlord/tenant regulation and how to proceed into small claims court.

If he can get the order in before the new regulations take affect in the next week or so.

Reverse mortgages are highly regulated and if there are a subset of reverse mortgages that are available for non-occ, then I would be interested in learning more about the lender.

It may have less to do with your marketing strategy and more to do with the pre-foreclosure market environment right now.

An RE PRO is simply an IRS designation for tax purposes and the IRS regulations will apply as to how they require this to be proven.

If anybody can suggest (or delete) other points I'd be grateful.This is really for 1-4 unit residential properties.Pre-Buy Checklist1) Demographics, ages, percentage of renters to home owners, incomes, type of jobs, type of renters2) Job centers, taxes, services, fiscal solvency, construction, renovation, land use laws, civic pride, gentrification3) Sales and rents trends, cap rates 4) Transportation, freeways, congestion, public5) Vacancy rates6) Property taxes, utilities increases, growth corridors, nearby office construction, replacement costs compare to new construction, 7) Growth in jobs, economic base, and population8) Weather patterns, natural disasters9) Building: architectural styles, materials, purpose built or conversions10) Established rental management companiesPurchase Checklist1) Inspections: property inspector, structural engineer, pest control expert2) seller disclosure statement, 3) statement of income and expenses, sellers IRS Schedule E4) Lot size and value5) Verify code compliance6) deferred maintenance7) space, view, natural light, noise8) Personal property & fixtures9) All co-owners present10) Site boundaries 11) Improvements 12) Clear title13) Deposit conditions14) Condition of property15) Escrow credit for repairs, 16) pre-closing casualty losses 17) Settlement costs18) Dates of closing and possession19) Tenants leases and rental info and their property20) Contingency clauses, environ, hazards21) Insurance22) Read all leases, check for rents levels, concessions (one month free rent etc), who pays utilities, yard care, snow removal, furniture and appliances, duration of leases, security deposits. 23) Ask tenants to confirm their terms of lease.