It sounds to me like you have a vision but no practical experience in how to execute.

Practice scripts.

The rates and terms are never as good as conventional, but you also have the ability to combine certain properties into one loan and save on closing costs.In summary, it’s great that you are thinking ahead and exploring options, but don’t get too bogged down or concerned with limits until you hit them.

I've read the ABC's of real estate investing by Ken McElroy and the book on rental property investing by Brandon Turner and I would like to put into practice the things they taught about analyzing properties so I could get the hang of it.

-Do you have the ability to pay the rent without subleasing?

Ethical behavior and business practices are important as well. 

I’ve tried calling several lawyers in the area but only one returned my call and that was to say it was out of his normal area of practice, he did give me the name and number of a lawyer who does normally do that sort  of work but they did not call me back.

But I have a really good feeling August 2 will be a very busy day at the magistrate office for the ability to remove all the non-paying tenants during covid, who took advantage. 

The ability to make a positive impact in the infrastructure of local neighborhoods and economies continues to win investors.FAVORABLE LEVERAGE/DEBTMultifamily benefits from the most favorable financing treatment of all real estate asset classes, oftentimes receiving the most competitive interest rates and longest amortization periods.This favorable environment is led by agency lenders, which were originally created to support housing stock.

It’s nice to know that in practice this is true as well with the larger banks.