Like I previously mentioned, I will take any and all information I can get at this point (especially for free), but your advice to stay grounded and prepared to be enticed into further educational material (and costs) has been heeded.  

Many lenders won't lend on vacant land, but lend once there is a foundation poured & utility hook up availability and approved building plans.

I had an engineering student ask if he could build a deck himself and whether I would contribute toward materials.  

Does the exam smart have the material  on the national and state exam questions pertaining to Texas only?

What type of furnace (gas boiler, electric, etc.)Are the utilities split?

. - The hardest part for me I would say was the portion on proration's and financing that being said I passed the test the first time, I know many colleagues that thought it was a test that you can skim over all the study materials and expect to pass and quickly realized that it's not - (Not saying that's you but I know many friends who thought that) but I would say just be sure to really study the material and take all the practice courses that you can if you do that I'm confident you will pass the second time around!

I am sure you are already utilizing the resources BP has to offer.What kind of REI are you looking at?

wanted to Check what others are paying for Red Oak 3" material, install and finish I'm seeing about $8 per sq on 2000 sq ft 

No tenants no toilets can utilize the land to camp on .. or enjoy in other ways..

Update kitchen, floors, paint, etc…Looking at around $7k with labor and materials.$1508 (mortgage/tax/insurance) -$900 = $608 to live in other apartment.