The rate I currently have locked in (also 15-year fixed) is 3.0%. 

Started to get hit up pretty aggressively recently for primary residence refinance deals - we are at 3.3% and locked in 2.5% through a reseller.

. :-)Imagine the awesomeness of buying during the downturn, hyperinflation occurring and your mortgage being locked in.

When you refinance it you are locked into the rate and time frame.  

For upstairs, I use LVT/LVP that's click/lock directly over the OSB subfloor. 

On a commercial lease you can basically just change th locks.

Long story short, but recommendation is to get the refi done with a locked in rate, get the cash in your pocket, and be ready for the next great deal.

Second, historically low mortgage rates have created a sense of urgency among Americans looking to purchase a home and lock-in those low rates.

.- Decoration is key, please use a professional photographer;- Amenities attracts a lot of people, not necessarily they will use it; - guests appreciate a simple but honest welcome kit;- technology as smart locks, ring on the outside, thermostat controller will really help you save some money;

Do you lock the basement inside entrance or do these people have access to your home upstairs and how do you manage that.?