. :-)Imagine the awesomeness of buying during the downturn, hyperinflation occurring and your mortgage being locked in.

When you refinance it you are locked into the rate and time frame.  

For upstairs, I use LVT/LVP that's click/lock directly over the OSB subfloor. 

On a commercial lease you can basically just change th locks.

Long story short, but recommendation is to get the refi done with a locked in rate, get the cash in your pocket, and be ready for the next great deal.

Second, historically low mortgage rates have created a sense of urgency among Americans looking to purchase a home and lock-in those low rates.

.- Decoration is key, please use a professional photographer;- Amenities attracts a lot of people, not necessarily they will use it; - guests appreciate a simple but honest welcome kit;- technology as smart locks, ring on the outside, thermostat controller will really help you save some money;

Do you lock the basement inside entrance or do these people have access to your home upstairs and how do you manage that.?

You can pay off the HELOC and then just have your mortgage payment left.If you refi and pay off the HELOC, you can lock in the lower rates but will pay transaction costs and then there's nothing you can do to lower your monthly payment from a cash flow standpoint. 

I also locked up my first wholesale deal this weekend.