(Thousands of you guys have made good money from rental income, and eventually after I pay off my mortgage I'd like to do that as well.)

I'm currently in contract on a building that the City owns that I will convert back to a four unit needing about $20k in rehab and about $100K to purchase.Does anyone know a decent Company that offers 90/90 Loans?

In those scenarios I tend to suggest investing with developers that you find interesting and again, do your due diligence of course and eventually grow your portfolio through those means.So I wouldn't say you are "out of luck" you just have to decide if you want to commit tremendous time to it or if you prefer to keep life the way it is and invest passively. 

I converted the office in to a bedroom with closet.

Basically were converting a 2/1 into a 5/3 in Atlanta's East Lake/ Kirkwood neighborhood.

Eventually, the capital must be extracted. 

What are some proven ways to convert fsbos into listings?

Eventually, I would like to have a mix of residential and commercial (leased) properties in my portfolio.

After purchasing the home and forcing appreciation, you hold the property for however many years and then eventually go to refinance to pull money out for your next deal.

In the Great Recession we converted these units to LTR in the school year and STR only in the summer.