After experiencing the 07 crash and losing alot there, I didn't want to put what I had at risk again. 

My advice would be since you have it tied up, and the seller probably does NOT want to lose the deal or go back to market right now, ask for as many extensions as you need to get all of the info you can to where things are going with these few business's. 

The reality is what if our tenants lose their jobs because of COVID19?

Hundreds of posts about protecting/losing rent and it would be good to see a little thought given to how we can help limit this disease.

However, I'm not 100% sure about the IRS lienThe home owner doesn't want to lose this home.

For example, I know of a plant manager who is losing workers because they know they will be earning more with the enhanced stimulus benefits.

Meaning your money is not growing but losing value.

You lose deposit sellers pick next waiting in line. 

There are A LOT OF TRAPS along the way that can/will make the deal fall through (and cause you to lose your earnest money).

After the inspection clause has been signed, you can no longer back out for reasons relating to the inspection without losing your deposit.I have no clue how Missouri real estate operates, so please consult with a local agent/attorney as undoubtedly our state laws will vary.Good luck!