I've been specializing in lease options for over 20 years and wholesaling them offers little risk, needs no cash or credit to do.

I was hoping there would be a way to hit her credit report to warn other landlords of her tactics.

To be honest, I try not to depend on speculation, but I don't think we're done growing out here by a long shot and my location is pretty dang good.One main point that I'll also make, is that my expenses are HUGE living here by myself, so moving out would significantly reduce my monthly expenses by at least 300/month, if not much more, depending on if my gf lets me move in with her ;-) I would also pay off my credit card debt which costs me $250/month.To summarize with conservative figures:Refi with remodel- I break even monthly, left with under 20K to investRefi without remodel- I have negative cash-flow monthly, but left with about 30K to investSell- No cash-flow or appreciation possible, left with 35K to investMy main questions are, do my numbers make sense, and does owning a negative cash-flowing property make sense at all?

The best way is to find comps is the MLS, if you haven't found a realtor to work with already, put up an add on craigslist looking for a realtor, give your card to everyone you know and tell them you are looking for a realtor to work with.

I do have my business cards ready, but am nervous as a you could possibly imagine.

Then come to find out that one of the brothers-in-law(which title is in his name) has had a child support lean on it(which is now dropped from finding a job) but there is now two credit card leans on it.

The judgment companies will not want to spend the upfront money to start the process If they do not feel they have a collectible candidate.Even with all that the former tenant can still file BK or by a miracle years later want to settle the debt when they want to clear up credit.

Give them majority credit on the first one or two deals until you can learn the process inside and out yourself to do the future ones without help.

There are a couple family's that are interested and need this type of deal due to lower credit issues.

He does not have enough money to buy business cards or business stationary.Today, both properties are on the market for sale.