we are starting to spread our wings. and want to know how our american cousin's are fairing during the credit crunch.please dont jump on me if i dont fully understand the terminology you use for property.hoping to make some friends and if i can help you understand the market over here a bit better please feel free to ask. if i dont know the answer i will find somebody that does.Best RegardsLes

I feel that with high cash flow properties, its still overestimating the actual return from the investment, but at least its giving some credit to the earlier cash flows and taking that into consideration.I will plug in a discount rate for NPV that reflects the amount of risk I am taking and make sure I get zero.I will look at the simple rate() of the overall investment by adding up all the cash flows, including the final sale proceeds and using excel's rate() function to get an annual compounded rate of return.

But I simply wouldn't have enough money to even make an impact.Is it not possible these days with the credit market being what it is?

., owned by Leon Black's Apollo Management LP, has at least $875 million of debt that has an 89 percent chance of defaulting within five years, credit-default swaps tracked by London-based CMA DataVision indicate.

Then, with apartments you go from one extreme at market high end rentals to the other end managing Section 8 or tax- credit properties (can be a nightmare).

While I have done a couple with Sellers I have only one reason I can think of a Seller would want to do one.Well maybe two:*Possibly not recieve a deficency judgement*Looks somewhat better on credit report.

Especially, if you have good credit and $30k for a down payment.

Experience has shown me that post cards have the best response rate in direct marketing.

PS, net worth 2 million, good cash reserves, great credit, and can go full doc.

I'm kinda young and made a few mistakes with my credit cards.