I see this confusion often, not typically from agents though."

With rental properties, lenders typically want to evaluate the worthiness of the property first, borrower second. 

Good for the typical resident but will make a less valuable opportunity for investors riding the waves up and down in this market.

Those are typically the agents that have the best reach and relationships at that price point.

I thought about this through the years.If I up the rent to market, and then pay him for the work, while I get another $100/month in expenses, I receive another $100 in rental income, the two will cancel out, netting you zero.

Today I received a notice stating that I should schedule a walk through with an assessor to get a more accurate assessment.

In these scenarios, I typically call the tenant and set up a meeting, and then in a very non-threatening way, just ask them what their current plans are as far as if they're hoping to renew at this point, or if they're looking to move soon.

Does anyone know what typical water testing costs would be?

I typically wake up at 5:00 am and while it didn't make your list, I pray.

@Brian Pulaski, The the problem is,  lenders are simply terrified as they're not used to saying what they know to be facts if it's at odds with the establishment Realtors' reviews on any subject in a public forum.They aren't typically cowards, just their view is limited and voice muffled from their position of being so far up north, that you can't tell where they end, and the other begins.On the other hand, Realtors are not used to a mortgage broker challenging their opinions and comments in a public forum either.