These premium increases are out of control and adding to the rapidly rising cost of living in Florida for homeowners. 

The amount of stress and hassle investors go through to make a tiny amount of incremental money is extremely disproportionate.

If possible this could allow us to rapidly increase our portfolio when we are ready to invest.

We have a toddler who is growing rapidly and becoming a force of nature.

I have seen a lot of them move rapidly into being successful investors. 

. ; however, to your point, this market is rapidly growing, so prices for these purchases could also be inflated. 

Where I am stationed in North Dakota, the market isn't very big and was hit hard a few years ago when the oil industry slowed down rapidly, so I have decided not to invest here but to continue to save as much as I can while I am here and educate myself on REI in order to take action when I am ordered to move to a new location unless I go overseas, then I will wait till my enlistment is up in a few years and start then. 

From there every 20 point increment affect pricing differently.

If you're looking to do a sub to & flip, then purchase price matters, but if you're planning on long-term buy and hold this is probably the best purchase strategy to maximize your cash-on-cash and rapidly grow your portfolio.Additionally, sub to's are typically much more simple and straightforward to negotiate than a typical seller finance deal and will usually require less money into the deal unless there are significant arrears to be caught up.

From there every 20 point increment affect pricing differently.