It clouds title and prevents this very thing from happening.

if you could do that on an abandoned property, what prevents people from doing that to any place ?

@Rocky V. makes total sense, being open and preventing headaches down the line.

There are regulations that prevent my lending on those.  

If a contractor says they will fix A, B and C within 3 months for 25k, is there any way to prevent them from saying oh, sorry, A, B and C will actually be 30k, we also need to do D and F which will be another 15k, and it'll take us 5 months?)

I simply have been paying the loan until now when I having been having health problems which have prevented me from working. 

I am currently trying to obtain a loan for an investment in FL and am being told that FL underwriting standards are very strict thus possibly preventing me from obtaining a conventional loan with 25% down.  

South Metro will eventually be the benefit of a rapid mass transit line, or Max, which benefits Tualatin and Wilsonville (speak of a highway clog, sheesh).

Assuming that there are no laws in AZ that prevent your servicing the loan without a license.  

I am new to RE as well, so I wanted to make a sheet that would help prevent me from overlooking things, thus the amount of detail.