That is the solution I have been landing on as well because the future value will certainly appreciate well due to the location and product.

But this property was going to take more work now, and absolutely more work in the future, than I am willing to put into it. 2 units vacant for over a year (out of state owner, hasn't tried renting them out, allegedly). 1 unit in the middle of an eviction. 2 units filled on MTM leases.

Upon buying the property, it was converted back to a 3 family home for tax abatement and future leveraging purposes.

@John JonesWelcome to BP, and congratulations on making the decision to invest in your future via real estate.I have written a few blog posts that may help you get started here on BP, and with your investing.

In the future I hope to sell properties on Zillow as FSBO. 

You can either save up a large down payment or start reporting all of your tips and pay more taxes so that in the future you can qualify for a higher loan.

$200/month ($2,400/yr) cash flow does not leave much if something breaks in the house (HVAC, Roof, plumbing etc.) in the immediate future. 

My wife and I have been exploring options for our future.

Older buyers are often considering their future mobility issues. 

And would you have any issues selling in the future if potential buyers will also think it is a "D" area?