@Thomas Worbech I know a few lenders that may be able to help you out.

PLANS: Shortened Submitted Plans on Google Drive (the original document is > 24 pages long and has some personal information on it)So far I have paid: $600.00Land Survey$4,333.00Architect Fee 1/3$500.00Title 24 Calc$1,280.00Structural Engineering$6,520.23Plan Check Submitted 10/29$4,333.00Architect Fee 2/3So a total of ~17K and I am still estimating another 50K+ in just miscellaneous permitting fees and extra unexpected soft costs.

If something serious or unexpected costly comes up don't hesitate to walk away from the deal or adjust the price.You dont need your first deal a spectacular one as far as cash flow or cap rate.

What was unexpected?

I didn't really consider it since I thought it was either students or the outlet mall that both are struggling due to Covid.

The seller told me that the house was flooded almost up to the electrical outlets.

Tesla’s applications ask for as little as $30,000 per charger, while most other applications are claiming the maximum $150,000 and perhaps cost even more.”It would mean that Tesla’s Superchargers cost no more than ~$43,000 per charger versus over $200,000 for the competition based on the documents in these applications to the TxVEMP program. from what I understand Tesla actually charges the land owner money to site their super chargers at the location as it brings in a LOT of business.. like the one in Woodburn all the restaurants around there get bizz the outlet malls get bizz and its a high quality/ capable clientele as well. 

You can never expect things to go perfect and you always will have unexpected things go wrong when owning rentals.

. $5k will not be enough for a down payment, let alone a reserve buffer to cover unexpected costs.

If you don't want to do that but feel you have a reserve to cover unexpected expenses you can always dollar cost average your monthly income in stocks.