I'll go back and see if I can play with the numbers a bit to reflect that.

With the right script, role plays and accountability, however, a  VA could save you tons of time and increase your conversion significantly.Best of luck to you moving forward!

If the Fed increases or reduces the interest at that time, it will be just one small thing In the middle of many other forces into play.

If so, I would love to take a look at what checklist you haveNote that I don't plan to have financing for any purchases, so there's no lender at play here to require such assessments

It sounds like one of the tricks they would play is to enforce a 2-person per bedroom for some applicants, but not others (why else would this rule be an issue with discrimination/HUD?).

I am wanting to start a direct mailer campaign to high equity homeowners who may be getting up in age and their home is becoming a bit too much for them to handle, does anyone have any ideas on how to find these leads and what type of script my mailer should say?

That being said i would strongly recommend one for a couple of reasons.Until you have a solid understanding of the ins and outs, standard practices and the risk involved its always the smart play to enlist someone that does, also you will need a title company as well and most RE attorneys i deal with also take care of the tittle side of the house. 

Most people are on defense right now and playing be ear.

My suggestion would be to not play games with tax authorities as you may find yourself in prison.

But once its rehabbed and the rents are at or above market rate, then a Traditional bank comes into play, but so does your DTI and various other factors.