I'm a retired (well, semi-retired) tech industry professional.  

I'm sure we're all still learning and will never stop learning and adapting.My goals are simply to become financially independent and retire early so that I can travel the world, write, see/do amazing things, meet amazing people, eat amazing food, and do good charitable things around the world.

Pay the lowest balances first, after retiring a loan, apply the new excess cashflow to the next lowest balance. 

Now, she wants to retire and be rid of the rental properties because as she said ‘I already lost all of my $120K savings, and the $200K downpayment, I have to keep on borrowing money to cover the loss, I just want to retire now without this problem.

A huge number of retirement communities.

Or borrow against your retirement plan or insurance plan to get access to capital...A : )

@Andy WuSince you have existing retirement funds, consider opening a self-directed IRA or self-directed solo 401k and transferring your existing IRA funds and possibly your existing 401k funds to one of the self-directed accounts mentioned previously.

They're retired with no income so its a win win.

We are more or less retired, live in central Florida and own 10 rental properties there.  

I would like to "retire" in eleven years.