Some ideas for down payment (they will want to see bank statements and question large deposits as well for the previous 2 months) Funds can come from an equity line of credit or a refinance of your primary as well as retirement funds. 

@Gerald BrunoDo you have retirement accounts?

You have your whole working life, then retirement, then old age care...

So I am closing on my first property which is a fha owner finance triplex this august which is great to me but going on this pace with only a 3.5 down payment will only get me so far on hitting my goal which is to retire me and my wife in 7 years with passive income of 7 thousand a month.

Another note is the seller is also an investor and is currently trying to sell is 30+ properties he owns and move into retirement and a few other projects in HI.Now you all, as experienced investor, would all advice to push the $46K offer?

Hello everyone, I'm very interested to hear your opinions on how I should handle this situation.I have been investing in buy/hold SFRs and 4 plexes for about 12 years now and my retired father (he's 72 years old) would like to invest in some properties with me, 50/50.  

This sales job has a specified niche (negotiated priced group benefits for retired teachers) and it comes with a script along with leads.

So we switch jobs easily, and believe life is more than, working 40 years, retiring for 10 and then dropping dead.We want a work/life balance.

Modular homes are still in a too risky asset class.As far as converting a land deed + mobile home title (personal property) I know GA has a process for retiring the MH title so the home + land are now real property.  

My intent is to use this portfolio to accelerate my retirement horizon and develop a secondary stream of income that's less dependent on my physical time.