My name is Linval Taylor and I am a retired Telecommunications solutions engineer, after 33 years of service working with global multi-national customers of top tier service providers.Additionally, I am a licensed Realtor in New York and a real estate investor with investment properties in Atlanta, Georgia and its environs.

I am a beginning investor looking for a retirement portfolio.

Looking for some advice on how to start out:Goals:Cash flow focused (SFR or Small Multi)'Retire' in 10-15 years (expenses covered, $7K a month)Issues: Full time job8 month old daughterBarely any free timeVery little initial investment capital (putting together $20K)I live in Monterey, CA area (high entry cost)No REI experiencePositives:Stellar credit (~815)Saving $1500 a month to invest withHigh paying job for 8+ yearsI've been doing a ton of research/learning, and my initial idea was to finance a $75K to $100K turnkey from a highly reputable company in the midwest cashflowing $100 a month. 

For a retired person that might work out really well as it will be money they can use and travel wherever they please while the house is taken care of.

Investing through your retirement account or Trust is fine.Now, for the other guys you need to listen to; @Dion DePaoli @Ken Rishel  :)  

My goal is to retire today.

As can be gathered from my profile, I am looking to enhance future retirement income. 

Amount due to the Bank: $179,000Seller would like $4,000 - he's retiring and decided to stop paying so he's 13 payments behind. 

My ultimate goal is to take a "soft" retirement by 35 years old (2025) by thriving off of passive income created by buy and hold real estate.

@Joe RitzikYes a solo 401k is a great retirement vehicle for investing real estate.