Talk to escrow officers or underwriters about lien position (Might want to know the difference between a junior and a senior lien is).

None of these quotes are really impressing me, I am nearly positive you can get a better deal. 

If the escrow has positive balance it pay the taxes and insurance, and if it has no balance it just don't pay, isn't it?

so unless your in a great cash position.. you could have desire to purchase but no ability.. owner occ is always there.. but not investor loans. this is why the crash of 08 was so severe the investor loans froze like the Antarctic.. before global warming. then what happens is you try to time the bottom you get nervous and really with credit so tight and nerves you never do execute. 

Duplex to quad purchased at retail are getting challenging to find that would produce positive cash flow but is still possible in the working class areas (not possible in the hip areas).There is a lot of completion for the below retail properties and there are some people who can rehab RE a lot cheaper than I can and I suspect I can do it a lot cheaper than most newbies. 

Be confident, if age is brought up turn it positive.

More helpful than you know to talk to others in this position!

Many investors re-position properties a unit or two at a time. 

I just want to make sure I am in the right lien position with no surprises, and that I am getting concurrent recording/funding without worry. 

It does require some forethought and strategizing because every property isn't created equal.