The main reasons they allowed my refi to proceed: I was understanding and patient with them when they were slow to respond due to a flood of requests and COVID, and I had a good track record with them over the past 3 years.

Be patient and Learn something new everyday and doors will open!

The tenants there are pretty bad but we are just patient and screen very well for him.

This will be an interesting recovery with opportunity for those that are patient.

.: @Steven DeMarco TLDR: stay the course for long term wealth building and be patient because the hard truth is that rentals generally don’t cash flow when you have a mortgage.

Anyway, thanks for the note  I hear you on reducing stress, not sure of your age, but I won't 'go there' on the stress and quality of life side of things....I'm more patient than I used to be for sure.As far as what could be next - sounds incredibly non sensical and irresponsible - yet, move it all including yourself to a Colorado ski town.

Like the podcasts always say, you need to be persistent and patient to purchase each deal at the right price.

@Paul Walker $30k is tight...you can find a deal in Columbus, but you'll be confined to renovation projects or C/D locations with higher crime and lots of speculation...though, there are some exceptions to this...it will take perseverance and patients to find the right deal.Toledo will give you many more options across the board...better properties in better condition and location.I'd be curious why you landed on those 2 markets...nothing personal, but it's like comparing a Ferrari to a Ford...I'm sure there are markets in your own state much closer you can find deals in.Best of luck

Of course, this isn't a hard rule and you can find quaint cabins with panoramic mountain views- just have to be patient and keep looking.I'm happy to help.

I think your advice to sit patiently is wise.