In full disclosure, I've never taken a hard money loan, in part because I don't flip houses (I'm a buy-and-hold investor) and I find hard money terms hard to stomach.

Promotional disclosure - I am in the business of selling professional services to real estate investors like yourself and completely understand it is not an easy task to find a trusted advisor to bring on as a team member. 

(Full disclosure I never received a full quote for the replacement in writing, despite calling their office later that day.

Selecting any calculator or program to compute APR, set it to display 8 digits so that it is not rounding and carry the computations out 3 decimal places to be in compliance with APR disclosures.

@Joshua Carr Texas is a non-disclosure state.  

It all depends on how the wholesaler presents themselves and disclosure is essential.Thanks for the post!

We always build rapport with the selling agent to get a feel for what type of agent they are whether we would be considered in a multiple counter situation, how many disclosures sent out and expected number of offers.

I know there's a box for it in the disclosures.

., you can't not disclosure your fees. 

You’ll get a set of disclosures that are in effect today.