I see someone get sold a $97 - $3K program without the full disclosure that they are going to have to spend $5K - $10K on media spend to make that "program" generate success.4). 

Hello,I am in the midst of a mortgage refinance and I am done with initial formalities, signing the initial disclosures and providing the documentation and so far happy with the terms and It can take 30-40 days to close from today.

And like Zach said you’ll have allot of options once it’s completed and it’s not an overnight process (full disclosure).  

@Alyssa Kroeker   Full Disclosure: I have 20 chickens and I love my girls!!

If you want to stick with deposits, be sure to read and re-read the CRLTO to know exactly what you have to do and what disclosures you have to make.

Also for Dodd Frank regulations are very strict and a lot of disclosures - if the loan is a non qualifying mortgage which a private investors loan would be since I don’t think a PL will give a rate under 5.5% then most will not touch it in today’s environment.If you cannot get a loan through a bank then you should not be buying the home.

Dont bury your lead in fear)Wholesalers, we pay your finders, assignment fee, we will work with you on your lead to monetize itmessage me, disclosure, I flip houses, contracts, am active licensed to refer sellers to other realtors, , I run a marketing prospecting follow-up company for distressed sellers , JV, partner profit share deal to deal.key areas, All Florida, Jacksonville, Gainesville, St Augustine, Savannah Georgia, Brunswick, St Marys Ga, Chattanooga TN, Raleigh, Greensboro NC

Seller makes plans to move and or other financial moves and wholesaler cant perform thereby really fouling up seller.So really if you want to do real estate this way and your OK with flat out white lies to sellers and buyers ( although there are new disclosure rules in Texas)  then that's your moral compass to follow...

Attorneys ensure proper disclosures are given and state requirements are met.  

With VA there are many problems and disclosures you need to make.