Selecting any calculator or program to compute APR, set it to display 8 digits so that it is not rounding and carry the computations out 3 decimal places to be in compliance with APR disclosures.

@Joshua Carr Texas is a non-disclosure state.  

It all depends on how the wholesaler presents themselves and disclosure is essential.Thanks for the post!

We always build rapport with the selling agent to get a feel for what type of agent they are whether we would be considered in a multiple counter situation, how many disclosures sent out and expected number of offers.

I know there's a box for it in the disclosures.

., you can't not disclosure your fees. 

You’ll get a set of disclosures that are in effect today.

In my state it's stealing to intentionally utilize any utility not metered to that space or include common areas without disclosure.

This can provide the buyer with peace of mind regarding potential appliance or system failures.Seller’s Disclosure: A detailed seller's disclosure statement regarding the condition of the property, including any known defects or issues, should be included.

Meth is an entirely different disclosure than someone smoking weed.