I'm not a plumber or electrician but I believe that the work is basically done.

.- Nothing against Dave Ramsey, I really like most of his advice, but I think some of it is very basic and geared towards low income earners and people who have been very irresponsible with their money and are trying to dig out.- we have a about $70k to invest from our SDIRA, less if we convert a portion of that to a Roth.- we also will have about $250k to invest from the sale of our home.

@Joseph GarnerI know this isn't the sexiest answer, but when I first got started looking for commercial lenders, I basically googled all the credit unions/banks in my state and called each and went down the list until I found one who first would lend on the type of real estate I was buying, second offered competitive terms/rates and finally I had an initial good vibe with for a long term relationship.

New water heater, new stove, new fridge, numerous repairs, and a water leak emergency that I should have fixed on my own but went with a company who charged me $700 to fix something I could have done myself for basically free.Now, I probably have a bit of a crappy house with all the things that have gone wrong with it, but I also had super conservative estimates behind my CAPEX and maintenance.

So I am calling the guy between every meeting I have that day, basically every 60 minutes, asking for a call back, texting him. 

Second, net operating income is derived for the subject property which is, basically, EGI minus expenses. 

You basically are into it for full market value? 

We do basically self insure for the a lot of the value of each property.

The notice was basically a pay or quit notice, but at the beginning of it, it explained how I had taken ownership and that the occupier owed me $XXX rent from that date.

@Sami Gren What Kelly is basically saying is that recording a conversation that you aren't a part of is illegal.