After your 5 years, the loan either resets the rate automatically based on some target rate (i.e. prime plus x%) or else you "renew" the loan with the lender.But a blanket loan is typically the same thing.

They automatically assumed I would be living in the biggest vacant unit, although I didn't fight them because it didn't impact qualification.

Do you or have you ever accepted a tenant with a previous criminal history or do you automatically move on the the next application?

I can see if you make your payments very month with a check from a different address it might raise a red flag....also if it's units that might automatically trigger an inspection or follow up.

Once it became clear I could do it, I set it up as an automatic payment each month but a couple of days after the regular payment.

That is an automatic reason to exclude them.

That’s because the sticker price will no longer come with steep commissions that are typically automatically accounted for...IMHO, this makes no sense.

That’s because the sticker price will no longer come with steep commissions that are typically automatically accounted for...IMHO, this makes no sense.

And the 1 year occupancy requirement is automatically waived should you get valid orders to transfer. 7,900 sq ft?

I am friendly and have a conversation with them, I don't interrogate them, try to beat them up on a price or sound like a robot reading line by line off some sheet.