I have two of my personal higher end rental properties listed for lease for $1850/month.  I encountered a unique situation where the credit score came out as 790 but there was a recent eviction record that took place just two years ago. I asked the prospective tenant if he had any knowledge of this eviction record and at first replied, "no". This reply automatically made me feel more cautious. Then I went more into detail about the eviction finding that I had found on mysmartmove.com and he started to explain to me the situation about the landlord not taking care of the mold issue making the home inhabitable.  I met both him and his wife and they both seemed so genuine and kind people. Income was good as well as the cash reserves. I was about to accept them until my wife told me that she didn't feel good about the eviction record being so recent. I don't I ever remember listening to my wife and making a bad decision. I immediately called the prospective tenant to let him know that I will have to deny his application, he did mentioned to me that he felt that the credit score on mysmartmove was highly inflated from what his real credit score is.

Similar situation with another applicant with an eviction record five years ago shows a credit score of 780. How is it possible to have an eviction record in the past 2-5 years and still have a 780 and 790 credit score? How do you guys feel about taking in a tenant with a 780 credit score with a recent eviction record that happened two years ago? Tenant selection is something I take very very seriously for myself as well as for my clients.

I turned both of them down (780 and 790 credit scores), and I am hoping that I made the right decision. What other methods are there to pull credits that are more credible? I have been using MySmartMove.com for the last 4 years and now sort questioning the intergrity of the credit pull.