I try and deduct any damage to them from the tenant sec dep but even if I can't collect that they are cheap enough to replace out of my own pocket, look decent enough, and generally prevent the tenants from hammering sheets or blue tarps over the windows with framing nails.....

Being subject to and not fee simple could prevent them from being able to insure title anyway.  

Navy federal at the time had some internal requirements from my understanding that prevented them lending on multi-families and this may have changed since then. 

Is it preventable ?  

I got the exciting clear to close (my 2nd property) email by the lender on 05/16 only to find out that same day by the title company that there were two restrictions on the title that were going to prevent the close.

A structural engineer has inspected and has recommended steps prevent any further settlement. 

As long as it can pass an FHA inspection.Sometimes an REO property has condition issues preventing a regular mortgage.

unfortunately, i suffered with a brain annuerism and a stroke just 3 days before i was scheduled for preventive surgery.  

I often reflect on how glad I am that we didn't let that fact that she rented from us prevent us from becoming friends.We also rent one of our multiplex units to a contractor of ours.

Unfortunately, i had a brain annuerism and a stroke about 6 years ago when i was 54, just 2 days before my preventive surgery was scheduled.While recovering from that, i found BP about 22 months ago when i was looking for something to do that is more flexible and something i could do.