I understand that in NJ the Bureau of housing inspections, inspects multifamily dwellings every 5 years and issues a green card.

I had funds for a hard money lender in a week, where my conventional loan wanted pictures of the property, reserves in the bank for inspection issues, appraisal....we went with the hard money lender not to lose out on the deal and offered some rehab money.

I have excellent credit but I work overseas (i have tax returns but no w2s)-- would that be an issue? 

Continue to document the pest control issue.  

Can anyone provide some insight about potential ADU issues?

There is no rhyme or reason to it.However I've never heard of this being an issue for pulling permits.

@Leon Chappell - yes, in general a non-bankable property has condition issues.  

It seems that there should be no issue with setting up a DBA or LLC simply to collect rent, without being a broker, since it is for no fee/commission/consideration of any kind.Am I mis-reading this?

"to buy clothes nods"  is that an autocorrect issues?

Smoke damage and mold issues and electric meter monkeying/diverting (with huge fines from your utility) will knock any extra monthly you got out quickly.