And a bonus tip, get black out shades and mention them prominently.

She said she'd ordered a test kit to see if it was black mold or not.

So I don't think it's black and white either - I did new windows in our primary home and our contractor measured and ordered the windows and then I called the supply house and gave them my card.

no black overstuffed leather couches from 1995), great photographs and a hot tub ... just to name a few. 

Or you can go to vegas and put it all on red.... no black..... no wait red!!

A lot of people think about the law as this very black and white thing that outlines everything that could possibly happen, but in reality there is a large gray area in the middle.

If I lend 30k for someone to close a REO deal then I'll have their car pledged, or have a co-signor that pledges the 30k if it is defaulted.a 2nd lien position with no protection is like going to Vegas and betting on black, only on that bet you win 30k, in a 2nd lien position what do you stand to make on a 30k short term loan? 

@Joe Black Otherwise, this does seem odd. 

So why can't it be more black and white?

  ( but is not SIRIA, war zone) Nor black market kidnapping 24/7.