I am trying to find real people to connect with, but there are so many gurus out there it's kind of hard to sort real from fake.

Very promising info.

@Noah Davisthat is the best way. if you can pull off a refi like that, then that means you bought it right and raised the value like you probably had promised them.

If you have to go mystery shopping and see your competition in person, I promise it will be eye opening!

I applied with Bank of America and originally was promised an 85 LTV but now they are switching it to 75 LTV possibly because the person did not realize I had a 4 unit property at first even though it is owner occupied.

The urgency will be clear by the end, I promise.

But the reality is you can't show proof of funds if you don't have any funds, and if you don't have any funds you shouldn't be making fake cash offers on houses.You'll need to find a money partner or a hard money lender to front the cast and provide POF.

And right now, with social media it has made it very easy for these fake guru's, mentors to steal people's money.

I for one don’t promise more than I can deliver so I don’t put unrealistic timelines on things.

It's common here, usually they were ex Afghan army and was promised to be able to live in US.