Without experience, hard money lenders will look at the following criteria:IncomeCreditCashAdditionally as a way to set yourself apart from other borrowers is your responsiveness.

James Galla James thanks for your response and help!

It seems to be pretty accurate in my area, but I have seen some where the zestimate isn’t even close.

Not sure what your responsibility would be if you have a management company managing your property. 

Flipping is all about understanding the math and accurately predicting rehab costs, estimate too low and you lose money, estimate too high and you don't bid enough to get a property under contract. 

And bidder takes fully responsibility.  

@Dina Harleth , I don't see anything wrong with her responses.

@Brandon YuanHey Bradon, sorry I forgot to add your name in my response, I am new to using BP.  

I would strongly suggest... before doing ANYTHING else... to try to get the owner to allow you you walk through the property and make a more accurate assessment of the condition of the property.

He is very responsive is up front about all fees and costs involved with your loan.