Now you’d earn significantly more equity each month as the interest payments on mortgages are front loaded.

A good CPA will more than pay for themselves with the tips they can provide you to reduce your taxes. 

He used up all his security deposit and made us reduce his rent by 150$.

it's my understanding that there has been a change since april, since Fannie Mae reduced the number of investment property mortgages they are purchasing :-( https://woodgroupmortgage.com/...

Let’s say you earned 500k, but you had to reinvest 450k in the business and could only distribute 50k to your self, the lender cannot count 450k as your available cash or as your earning. 

I'm not anticipating making a great return initially, but it's a starting point and will help reduce my personal housing expense and give me experience at the same time.

I'm here because, like many others, I lost my job in the Insurance industry due to Covid-19 last year, and since then I've been conducting freelance (technical writing, 3D structural design) work to earn an income.

Insulation won't reduce moisture.

I should earn 20+% cash on cash return.

I'd say 50% of commercial/private mortgage lenders don't care if it's unoccupied, then some will reduce the max LTV by 5% if it's not and some lenders won't lend at all.