@Chris Roche  I think you answered your own question when you said that the lack of a washer & dryer was the biggest complaint you had!

I understand my HELOC is astronomically cheaper than Hard Money as i'd be paying interest only at 6% but am worried about having MY entire ***/Home on the line for lack of better terms.

I lack much actual experience but I have learned alot. 

Consider that an appraiser may take $30,000 to $40,000 off his/her new valuation of the finished home for the fact that it now lacks a garage. 

My credit score is extremely high, I have a high-paying job, no debt and I've been rejected over 13 times due to lack of "credit" history or some other ridiculous reason.

@Bala Apparao - Thanks for your reply.Yes, I am very aware of the situation of the lack of security number and credit score.

I am considering becoming a licensed agent myself - I feel the benefits to an investor of pursuing a license outweigh the costs and/or lack of experience of an excellent professional real estate agent.

It like when Apple or Tesla pays hackers to find problems in their code.

Mostly this was due to my lack of knowledge.

I have educated myself a lot on the BRRRR strategy but now my minor set back is the lack of understanding when it comes to financing with partners since I'm aware this will take me 3-5 times longer to accomplish on my own.