Worst Case could be much more dire, many deaths, greater economic impact, etc. 

As we’re approaching the second and third week of tenants possibly being impacted by Covid-19 furloughs I’m curious if anyone knows of resources we can share with tenants when they approach asking for forbearance or payment plans.I know KS has put a halt on judicial processes for evictions and whatnot, so I’m curious if they also have setup some sort of funds or programs to help ppl get through a rough month or two?

If you look at things, the impact is limited to certain areas.  

From all our tenants I have received one half hearted request to lower the rent -- from a guy who has not been impacted and has a goverment job.

You don't want to bank on appreciation, I would try to force value before the appraisal. 

With our commercial loans, late mortgage payments can mean reductions in credit available, punishing interest rates, a called loan, a forced sale, or even foreclosure when civil courts are once again functioning.

Although there will probably be plenty of opportunities for investors in this rapidly changing market due to the impact of COVID-19 and I like opportunity just like the next person, I would really like to help sellers keep their homes if possible.

I’d argue one would enjoy Hawai’i much more coming here for a month or two a year, not having to work, and just surfing and hiking every single day.Also, this whole flu thing that shut the world down....it remains to be seen what impact it will have on Hawaii.

And if paying cash for your property leaves their pool of remaining capital very small they could be afraid of how long they will survive on their remaining cash and worrying about having to return to the work force at a time when many are being laid off.  

Just make sure the impacted tenant knows you are taking it seriously which I am guessing you have already done.