, so I may peruse the IRS's website for clarification.

Obviously, 4 months is far short of 1 year, so I can now be more confident in my position.  

I been reading books on wholesalers in the market would like more information on buy and hold and how to go about the financial part of the deal also would like to know if anyone knows of any good websites for contact templates.

would like more information on how to buy and hold your deals would also like to know if anyone has any websites for contact templates 

I'm still new to this but reading through these forums and the material on this website is very helpful.  

But, on the flip side, with every payment to your first position mortgage you are decreasing the event of that happening as long as you equity add from your first position mortgage grows faster than the market drop.  

I am not 100% positive about the Linear feet of countertops yet. the estimate is on 2- 10' mitered laminate countertops. 

You need to find the owner name via your local tax assessment website.

Both rented and positive cash flow.Subject Property:  Traditional detached SF property in NJPurchase amt 410k10% down (don't have funds to do 20% unfortunately)While I am confident in my mtge guy, for prudent measure I wanted to check w/ the BP community to confirm the following..Freddie:  'My income is too high' (Can certainly give figures, but not sure how to break it down.. 2017 salary + bonus; Rental income, 2018 salary formally approved and documented, but not effective until July; and 2018 bonus (which I have received already)FNMA:  'To get a second FNMA mtge, I need to put down 20%' (which I would like to do, but cannot come up with an extra 41k)FHA:  'My only option' (with the 1.75% upfront PMI and monthly PMI for life of the loan). 

MS Project is pretty standard but pricey or you can download free templates for Excel from their website that are surprisingly professional and helpful.