If one move out or loses their job they are struggling. 

Sp while you sending the mailers out 6 times and getting just a fraction for the interested people every time you resend the mailers while pissing off the majority of the people that were interested you THINK you are gaining leads while in fact you are LOSING themTell me honestly.Do YOU like to be bombarded and pressured with mailers?

That's losing money each and every month.

The vast majority of Landlords will never be sued.Of those that are sued, I suspect the majority win their case.Of those that lose, the average payout will be adequately covered by your basic insurance.There's probably a 99.99% chance you'll never have to deal with it.I'm not saying you shouldn't buy insurance or shouldn't find other ways to protect yourself.

You may be losing or making money here.BTW: you can get commercial mortgages on residential properties.

The former shows a pattern of bad consumer spending, the latter shows someone who had an unforeseen medical expense and also got into a house that they couldn't afford and now they're about to lose that house (and the payment) and should have no problem paying the rent on my rental house. 

I didn't want to lose them.Keep watching and you'll see the trends of which homes sell well in your area.

You lose the deal.

They're interested in capital preservation and long term growth.You don't really have to worry about your property losing value in the short run, as long as you have positive cash flow and aren't forced to sell if there is a slight dip.

Running out the cash flow #s then, assuming the 50% role (which seems reasonable given an older home), I'd break-even or lose a couple hundred backs a month.I love the thought of having paid off real estate generating cash flow down the road.