PA is a bit difficult or has more "rules" on lease options which also might be why the agent/lender involved are not thrilled about it -  what about a contract for deed or wrap mortgage on their existing mortgage for 9 months ?  

But no matter what your perspective is there are many ways to get that support and guidance you seek.

I don't know the details, but I believe a court made a ruling that scared the banks into it... could be wrong about the reason why.Yes I mean one that has passed through the court, the court issued a writ of execution and passed it on to the Sheriff office to sell at a court house step auction.

Most that offer PM only do so to support more sales.

They make the rules then simply allow tenants to walk without consequence.There is zero point in having lease language that you do not intend to inforce.

@Paul PassafiumeTo learn about the IRA conversion rules see the following:https://www.irs.gov/retirement-plans/retirement-pl...To learn about the 401k conversion rules see the following:https://www.irs.gov/retirement-plans/retirement-pl...

According to the CCA rules and regulations for the city of Cleveland:5:01.I "Any person receiving rental income from any property must file a return whether or not there is any tax due."

The rule sort of says that you don't allow pets, but you do, with a fee.

Is the conversion legal as in they got U&O for 2-family and zoning supports it? 

If you do not inforce rules do not make them.My solution was/is to issue a notice on the 2nd if full rent is not received by midnight on the 1st and tell them that repeated late payments will result in a eviction.