I feel like I have finally "graduated" and am really ready to get some hands on experience.I have a strong marketing background so I feel like wholesaling would be a great niche to begin with.

@Lisa HigginsHi Lisa,I'm a newbie as well but am about to make my first purchase using a Chicago-based turn key company that has a niche in 2-4 unit buildings.

From this one I read about TILA and that it doesn't apply (technically) if an investment loan.  

The note will be unsecured in technicality except on the credit and reputation of the company hold a stake in and the majority partners.

@Kurtis Powell from my understanding wholesalers and real estate agents don't "get along" Reason being is that technically you are selling someone's house for them to someone else (just the contract but same premise) Generally the investor will have there means of financing the house that you have under contract and that person will receive commissions.

So, technically, I could get 24 garbage cans, and give each tenant their own can and it would cut my costs by $500 per month.However, 24 cans is just not going to happen.

In the courthouse there are literally attorneys waiting for tenants walking around to try and represent them at eviction hearings pro bono because they are confident they will find some technicality (of which there are many) to win the case and get the landlord to pay their fees.

Technically a month to month is by the calendar month and legally I can charge them.

@ Jay TI technically am.

Though if you are looking more at RI you might want to check out the Eastern Mass REIA in Taunton, though I think they canceled that meeting at least for this month (they have a 2nd one in Rockland as well).As for your initial strategy, if you are low on funds then Wholesaling is usually the niche of choice.