The property came with a tenant in place paying 790 (market rents at 900 but she always pays on time, is very very clean and not once has called to complain about the property, and just extended her lease thru May 2016).

But, being the newbie I am, I am questioning how to know if a bank will approve a refinance.The property does not (on the surface, no inspection yet) need any serious rehab, mostly fresh paint and carpet here and there.The property is almost fully rented and would generate positive cash flow from day one.What other factors might play a part in whether I'm approved for refinancing?

@Lance Korsun As flipping is your vehicle, the biggest components that require a plan are Marketing/Networking, Financing, and Contractors.Actively networking will generate opportunities to find deals and build relationships in the industry. 

Hello, real quick I am SSG Alfred Swindell  am a wounded warrior from the war and really have a strong interest in doing real estate once i retire in the next year, is there any one out  there able to share any info about cleaning up credit and getting started buying homes on a small scale and working to build it up in years to come.ThankYou. 

Let's clean up this terminology.A Mortgagee is on title since they are granted, through the security instrument (mortgage, deed of trust) an interest in the real property.  

Lead capture is typically done by landing pages from websites. here is BP doing it in action:  http://www.biggerpockets.com/proNote the clean page, lack of "clutter", the frequent buttons to sign up (calls to action)A good way to encourage this is with an ebook or whitepaper download.

We are well know for our customer service.Any of my staff members would be happy to assist.Next Generation Trust Services973-533-1880.Best regards,Jaime Raskulinecz

I provide you a property that is safe clean and functional.  

This is my only issue.I am trying to figure out the best route to generate the downpayment needed (or get 10% down).

I have the following:- Clean Gutters - yearly- AC maintenance - yearly- AC filters - every 6 months- Gas furnace filters - yearly