If you decide to pay off the debt you have, you have to be sure to not to keep those same spending habits that got you there in the first place.Hope this helps.

Here's some details about me...I own a small business that pays the bills but is not getting me closer to retirement.My wife is a school teacher and we have 2 kids 12 and 10.I want to start investing in real estate so that after our kids move out my wife and I can enjoy traveling while also leaving a portfolio that my kids could build upon.We have some money in stocks so one strategy to get started would be to cash out.

I live in a great area for travel and work, and would love to get started doing that on the side!

We were a 6 hour drive so there was a lot of traveling and hotels.

They're willing to work for hours on end, take business travel, commute excessively, miss their kids' life, have set limited vacations, etc.

I can only do this remotely since i travel full time for work (travel nurse). 

I live there in a beautiful habitable portion, English basement, which is new.

How much traveling will you need to do?

I do a lot of business travel, using my cards heavily, and then get reimbursed and see my score fluctuate 50-75 points often. 

As soon as took off from Newark Airport  -communication became a challenge, Aside from the 15 hour travel time , 12 hours time zone difference -- Cell service and even WiFi access was limited at times.