So very horrible service.

This is the same principal that applies to lenders retaining servicing contracts on mortgages they originate and sell off.

Whats the disadvantages of putting a mix of services under 1 LLC?

Ive got a suite of services for investors in Kansas City that may be very beneficial for you.

I do not know who the bank or servicer is but I want to know how the bank will handle this situation?

Find an independent agency in your area preferably a small setup that would take you on.

But I'm like you, the Rich Dad Coaching service is a little too expensive for me right now but I just began reading one of his books called "The ABC's of Real Estate Investing" by Ken McElroy.

I assume this is pretty easy since it would seem that the borrower is making payments on this mortgage or at least getting Mortgage Servicing correspondence for this lien.

If you were to offer a counseling service to distressed homeowners are there any licenses or approvals you need to obtain?

I advise my clients to use the FAR/BAR also, so from a customer service and education standpoint, if you don't mind saying, I'm curious whether you were simply searching for a second opinion or if there was some other reason you questioned the use of the FAR/BAR?